Love & Loathe – 12/09/10

Loathe:

* Banks that are too big for their britches, which is kind of how I feel about Chase right now. They gobbled up WAMU, which is one of three banks I’ve been with for years and years. Now I’m in the throes of disillusionment with them. I sense a change a’coming…

* Companies who insidiously raise their prices every few months by a couple dollars. Cox Internet, I’m looking at you right now. Internet was $38 a month and now it’s $41? Surely there’s a cheaper high-speed option or am I stuck with them since they have the unfair monopoly on this geographical area?

* Blue credit and debit cards. I got my new credit card in the mail, since the old one expired, and they changed the card’s color to blue. The same exact blue of all the other credit cards I have. My card is PLATINUM level, and has been platinum colored to match the level for all the years I’ve had this card. Why are they changing it to BLUE? (See “One Last Thing” below as to why this is such a big deal to me.)

* I woke up with a sore throat this morning. Why, oh why does getting sick always, always, always coincide with my period?

Love:

* There’s a rumor that we may get another day off around Christmas at my company. A morale booster type of thing. I gotta say, just the rumor of it is already boosting my morale.

* Tony fixed the drains in our bathroom sinks tonight… the stopper came out of mine about a year ago. The stopper came out of his two nights ago. Also, he found a better hair filter for the bathtub drain. I love having good drains.

* The lady who trims my hair. She is such a perfectionist. She takes extra time to ensure that my hair is even and that I’m happy with it. I love people who take pride in their work.

* My company is switching health insurance companies come the first of the year. In reviewing the new benefits plan, I’m thinking this actually might work out in my favor. Not totally, you understand, but enough to make me perk up a little bit.

One Last Thing:

You wouldn’t think the color of a credit card would matter much, but you would be thinking wrong. See, yesterday at lunch, not being used to the new BLUE card, I gave two vendors the wrong BLUE card, which triggered an insane domino effect of events.

The “wrong blue card” is connected to an account that we’re closing out. My simple error overdrew that account by $22. I was notified immediately via email, so I called the vendors and requested that they cancel and recharge the correct card (which they did), but the refunds didn’t show up right away.

So after work I went to the ATM to draw cash out of one of my other accounts which I cleverly intended to deposit into the overdrawn account. Except I never use my debit card for that other account, and they change the PIN on that card every time they send me a new one (which they also did a few months ago… a blue one) so I didn’t know my PIN.

So… I’m standing there at the ATM, befuddled as to why the PIN I thought was correct isn’t working and *TADA* my period hit with a vengeance and, in two seconds flat, flooded through the protection I was wearing. Oh, but it gets better.

So I go home and ask Tony if he can spot me some dough until today. He kindly said “sure,” because he’s the kind of guy that would give me the moon even if he didn’t have it to give. So, I then temporarily transferred funds from Tony’s account and the account I screwed up was then fine.

EXCEPT a charge he’d made three days ago hadn’t cleared his account, wasn’t in the pending area at all, but it cleared this morning, and that overdrew HIS account. So today he went and made a deposit from another account to cover my $22 error and the resulting $34 NSF fee.

I was on the verge of tears for a bit there last night, but now as I’m typing this out I’m sitting here laughing at the ridiculousness of it all.

Imagine, if you will, being the customer service rep at the bank and getting my call today wherein I explained all of this and then ended it with a plaintive, “All I wanted was a hair trim and a yogurt and look what I did.” Needless to say, she credited the $34 back. At that point, I’m not sure if she felt sorry for me, or if she was just afraid of what would happen to her if she contributed to the endless list of stuff that followed my simple color error.

Karma, you know.

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19 Comments

Filed under He Fixes Things, Health/Endo, Love/Loathe, Sometimes I have to laugh

19 responses to “Love & Loathe – 12/09/10

  1. ROTFL…. I HATE banks too. Not my own, so far – touch wood – they’ve not messed up. But I had to rescue my old babysitter who had been blinded by the ruddy saleswoman. For weeks we had been nagging her, her parents and I, to get a grown up bank account. So she calls me all excited that she had done it and then tells me about the account. They had sold my poor as a church mouse babysitter now nanny a GOLD account? That would charge her a third of her salary each month for the priviledge… Mum and Dad were at work so I rode in to save the day and wipe the floor with the sales rep… but really what happened to the good old days where we had bank managers who cared about us?

    Glad you got it all sorted… crossing fingers for that extra day off for you. Oh and no it’s not weird I believe the hormones and stress of heavy periods mess with immune system. Tony? She needs chocolate, sofa and a box DVD set or Disney movie STAT! Grin… xxx

    • Oh my gosh, your poor babysitter! Sadly, my disaster was a feat of my own making… and it just keeps going on and on and on.

      That cold that I had was a just one day thing. I thank my zinc and echinacea for that.

  2. Nina

    I’m not too crazy about Chase these days, either. I can’t say why because it’s work-related. But I’m feeling your pain.

    And I’m feeling very blue about your blue card! We’ve had incidents like that, with mixups ending up as overdrawn accounts. It’s horrible.

    I hope the rumor about the extra day off is true!

    Have a good weekend, my friend!

    • We just got noticed in the mail that come February, Chase is going to charge a $10 account fee unless certain criteria are met. I cannot wait to close down those accounts.

  3. grrrace

    oh, man… now you’re gonna have to extra careful when using cards! or maybe you need to label your cards with a sharpie. PLATINUM. BANK. etc. hehe.

    yes, cox overcharges, but i will take them over at&t’s crappy service any day. ugh. i hated at&t.

    • One of them IS labeled with a sharpie! GAH! I just took the card OUT of my purse entirely, which is what I should have done in the first place. I don’t know why I was still carrying that damn thing around with me.

      I wish there were another option that is equal to Cox. Cox is so expensive.

  4. Caryl

    Glad you have the weekend.
    I didn’t realize Christmas and New Year’s are on Saturdays. That’s just not right!
    That customer service rep knew there was no way you could be lying. I’m glad she helped you out.

    My bank card and E-Mart card are the same color. I couldn’t understand one day why the ATM just wouldn’t give me any money!
    Love you,

  5. I’m sure she just felt your pain…*backs away slowly…*

  6. You poor thing! I know what you mean about banks. I’m on my 4th bank in 15 years and I’ve never actually moved my money. Same building, new names. At least not all of my cards are blue.

    Hope you get the extra day off and the health insurance thing is in your favor. Since I work in “the biz” I always find it interesting how other people’s insurance works.

    • We loved WAMU bank, they were wonderful. But Chase is taking over the world and I don’t like them… and when I was getting all those nonstop collection calls for someone else? That was all Chase. They are relentless.

      I’m really tickled about the health insurance and how I think it will play out. I hope I continue to be thrilled with them once it goes into effect in the new year.

  7. py

    Hey dear, send you care and love. Wow, I guess you are now sporting a nice hair-cut. I hope you continue to meet wonderful people who takes pride in their work.

    • Thanks … my hair is even now, and I’m vigilantly keeping out of the candles and stove top! Seems that’s my thing, get it trimmed and then burn it off. hehe

      🙂

  8. Caryl

    As for names of banks, just label “Bank of China” and you’re more than likely right.

  9. Tell you what, take the day after Christmas off as well.

    You’re welcome.

  10. Dont’ even get me started about banks. Please. I despise them with a vengance. but yet am stuck using them since I work from home and have to ahve a bank to get paid via direct deposit.